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Are you business savvy in choosing the right credit card? Doesn’t matter if you are, because even if you find one with low rates, and no annual fee, the credit card industry, seems to be constantly increasing it’s fees and penalties. Delinquency rate is higher than ever before. I watched a documentary (dare I call a movie) called “In Debt We Trust” by Danny Schechter and must tell ya, America in big trouble.

Given the market conditions, with gas at $4 and climbing, shouldn’t we at least not have to spend a fortune on credit card fees? Now you can with “Credit Choices” compare credit cards. Even if you are a good-paying customer, issuers may reduce your current interest rate if you find an offer better than your current. If you want to switch to a new Credit Card issuer, it may be worthwhile if you have a reasonable balance on your existing card, or if your new rate is much lower. You have to monitor the differences closely in order to ensure you get the best deal. Creditchoices.co.uk offers excellent informative guides on consumer loans, savings, current accounts and debts. Compare instant decision credit cards and select what suits your needs. There is an updated list of pre-paid credit cards with which you can narrow down your choices and re-examine the best deal for your needs. The site is easy to navigate, and offers a comprehensive comparison of the balance transfer rate and period, balance transfer notes, introductory purchases rate and period, standard % APR, and more.

You could choose two cards, apply for one and wait for the outcome, until you apply to the second one. After you are done selecting your new credit card issuer, you can continue to receive after-sales support for day-to-day issues, as well as keep yourself updated with the latest developments. And note, the site is not just for UK users!